By submitting this form, you understand that Kubota Center may obtain and use credit reports about me from credit reporting agencies: (i) to evaluate this Application; and (ii) if this Application is approved, for the purposes of updating, renewing, extending, reviewing, servicing, and collecting the account, as well as other legitimate purposes associated with the account. You also understand Kubota Center may report information about your account to credit reporting agencies. You understand that late payments, missed payments, or other defaults on your account may be reflected in your credit report(s). You agree that this application shall remain Kubota Center's property, regardless of whether financing is granted.